Four steps to settling up
Create a group
For your flatshare, a trip or an event. Invite friends with a link.
Add expenses
Who paid? How should it be split? Done in seconds.
See who owes whom
Worked out automatically, with as few transfers as possible.
Settle up
Mark it as paid. Done. No stress.
No more notes on scraps of paper
Schuldnix shows you at a glance who owes whom and how much. Suggested payments save you unnecessary transfers.
Suggested payments
Flatshare Park RoadSplit fairly. Stored safely.
Made in Germany, with a focus on privacy and ease of use.
GDPR-compliant
Hosted in Germany. Your data is protected under the GDPR.
No app needed
Works in your browser, on any device, with nothing to download.
Fewer transfers
Schuldnix keeps the number of payments between you to a minimum.
Free and ad-free
Every feature, with no tracking, no ads and no subscription.
A European alternative
Looking for an alternative to Splitwise, Tricount or Settle Up? Schuldnix covers the same everyday features, with your data hosted in Germany under EU privacy law.
What Schuldnix offers
- Unlimited groups and expenses
- Split costs however you like
- Suggested payments to settle up
- Export for your records
- Invite by link
What matters to us
- Servers in Germany
- GDPR-compliant
- Free to use
- No ads
- Open development
What you need to know
Create a group for your flatshare, trip or event. Then add expenses and say who paid and how the cost should be split. Schuldnix works out who owes whom and how much.
Yes. You can create groups and add expenses for free, with no ads and no limit on the number of expenses.
Schuldnix is a European alternative to Splitwise and Tricount with a focus on privacy and simple use. It is hosted in Germany, GDPR-compliant and has no ads or tracking.
Schuldnix looks at all the expenses in a group and works out who owes whom and how much. It keeps the number of transfers as low as possible.
Any other questions? Write to us